Intermediary Products

Alliance and Leicester

• AMENDED 70% LTV 2yr tracker (Remo) 2.79%, fee £495, Free Valuation – reduced by 10bps (previously 2.89%)
• AMENDED 70% LTV 2yr tracker (HB) 2.69%, fee £495, Free Valuation – reduced by 20bps (previously 2.89%)
• AMENDED 70% LTV 2yr tracker (HB) 2.49%, fee £1,495, Free Valuation – reduced by 10bps (previously 2.59%)
• Note REM version remains at 2.59% but has new codes
• AMENDED 70% LTV 2yr tracker (HB) 1.89%, 2% fee, Free Valuation – reduced by 10bps (previously 1.99%)
• Note REM version remains at 2.09% but has new codes
• WITHDRAWN 80% LTV 2yr tracker (Remo & HB) 3.69%, 2% fee
• WITHDRAWN 80% LTV 2yr tracker (Remo & HB) 4.29%, fee £1,495
• WITHDRAWN 80% LTV 2yr tracker (Remo & HB) 4.65%, fee £495
• NEW 80% LTV 2yr tracker (Remo & HB) 4.39%, fee £995, Refunded Valuation and for Remortgage Free Legal’s or £200 Cashback
• AMENDED 85% LTV 2yr tracker (Remo & HB) 3.99%, 2% fee – reduced by 10bps (previously 4.09%)
• AMENDED 85% LTV 2yr tracker (Remo & HB) 4.64%, fee £1,495 – reduced by 5bps (previously 4.69%)
• AMENDED 85% LTV 2yr tracker (Remo & HB) 4.89%, fee £495 – reduced by 16bps (previously 5.05%)
• AMENDED 70% LTV lifetime tracker (HB) 2.89%, fee £495, Free Valuation – Homebuyers now receive a Free valuation incentive rather than a refunded valuation. Remo version remains unchanged
• with a refunded valuation incentive AMENDED 70% LTV lifetime tracker (HB) 2.99%, No fee, Free Valuation – Homebuyers now receive a Free valuation incentive rather than a refunded valuation. Remo version remains unchanged with a refunded valuation incentive

• AMENDED 70% LTV 3yr fix (HB), 4.39%, 1% fee – reduced by 10bps (previously 4.49%)
• Note REM version remains at 4.49% but has new codes
• AMENDED 70% LTV 3yr fix (HB), 3.89%, 2% fee – reduced by 10bps (previously 3.99%)
• Note REM version remains at 3.39% but has new codes
• AMENDED 70% LTV 3yr fix (HB), 4.29%, fee £1,495 – reduced by 10bps (previously 4.39%)
• Note REM version remains at 4.39% but has new codes
• AMENDED 70% LTV 3yr fix (HB), 4.49%, fee £495 – reduced by 10bps (previously 4.59%)
• AMENDED 70% LTV 5yr fix (HB), 4.94%, 2% fee, Free Valuation – reduced by 5bps (previously 4.99%)
• AMENDED 70% LTV 5yr fix (HB), 5.14%, fee £1,495, Free Valuation – reduced by 5bps (previously 5.19%)
• AMENDED 70% LTV 5yr fix (HB), 5.34%, fee £495, Free Valuation – reduced by 5bps (previously 5.39%)

BM Solutions:

• New 1 year fixed rates @ 75% LTV 4.55% and 5.05%
• Rate and fee decreased on 2 year tracker now 4.10% above BBR

Cambridge Building Society:

• 4 new BTL products launched today with fixed rates @ 4.99% and a tracker rate at 3.49% + BBR, all products at 70% LTV
• All Family Loyalty Bonus products have been withdrawn

Coventry:

• FXR09 – 3.45% Fixed 31/03/2012 at 65% LTV
• FXR10 – 3.55% Fixed 31/03/2012 at 75% LTV
• FXR11 – 4.85% Fixed 31/03/2012 at 80% LTV
• FXR12 – 5.15% Fixed 31/03/2012 at 85% LTV (Remortgage Only)
• FXR13 – 4.25% Fixed 31/03/2013 at 75% LTV
• FXR14 – 4.99% Fixed 31/03/2015 at 65% LTV
• TKZ30 – 2.69% Residential + 2.19% Tracker 31/03/2012 at 65% LTV
• TKZ31 – 2.89% Residential + 2.39% Tracker 31/03/2012 at 75% LTV
• FLX51 – 2.99% Flexx for Term at 65% LTV
• FLX52 – 3.45% Flexx for Term at 75% LTV

• GBT53 - 4.74% Fixed 31/03/2012 at 60% LTV
• GBT54 – 5.24% Fixed 31/03/2012 at 70% LTV
• GBT55 – 4.49% Flexx for Term at 60% LTV
• GBT56 – 4.75% Flexx for Term at 70% LTV

• FIX99, FXR01, FXR02, FXR03, FXR04, TKZ28, TKZ29, FLK49 & FLK50

• GBT48, GBT49, GBT51 & GBT52

HBOS:

L&G Mortgage Club:

• The 2 year fixed rate exclusive products via Newcastle Building Society have been withdrawn.

Newcastle Building Society:

• The Newcastle Building Society has withdrawn their 4.40% fixed rate until 31/03/03.
• Mortgage Discharge Fee has increased to £175 for the Newcastle Building Society.

Nottingham Building Society:

• The Nottingham Building Society have withdrawn BTL product FXRB53

Openwork:

• The 2 year fixed rate exclusive products via Newcastle Building Society have been withdrawn.

The Progressive Building Society:

• Launched a new range of products with the following changes:
• Rates now available to 70% LTV (previously 60%)
• Reduced variable and fixed rates for remortgage although maximum LTV now 70%.
• Most fixed rates reduced
• Fixed rate end dates extended by 1 month to March

Sesame:

• Sesame has launched an exclusive 3 year tracker BBR +3.29% via ITL.

Direct Products

Cheltenham and Gloucester:

• 3 year stepped products introduced.
• Arrangement fees have been reduced by £100.
• Loan sizes increased from £500k to £1m for LTV’s up to 85%.
• Loan sizes increased from £500k to £750k for LTV’s up to 90%.
• Term trackers introduced at 85% and 90% LTV.

Lloyds TSB Scotland:

• 3 year stepped products introduced.
• Arrangement fees have been reduced by £100.
• Loan sizes increased from £500k to £1m for LTV’s up to 85%.
• Loan sizes increased from £500k to £750k for LTV’s up to 90%.
• Term trackers introduced at 85% and 90% LTV.

RBS:

• Decreased their interest rate on the shared equity exclusive to 4.99% and reduced the term from 3 to 2 years

Yorkshire Building Society:

• Rates reduced by up to 0.60%
• New 2 year fixed rate at 3.59%, available up to 60% LTV with £495 product fee (free valuation and free legal fees for remortgage customers)
• 1 year fixed rate now available from only 3.19% up to 75% LTV with £195 product fee
• 2 year tracker now available from 2.64% up to 75% LTV with £495 product fee
• 5 year fixed rate now available from 4.99% up to 75% LTV with £495 product fee
• These changes will mean that Yorkshire Building Society will offer competitive mortgage products across the entire range, both at 75% and 85% LTV, and on all different product types.