Intermediary Products

Accord

Semi-exclusive products will be available from Tuesday 19th January: The main changes are:

• New 2, 3 & 5 year fixed rates. Our lowest fixed rate is now 3.39% fixed to 28/02/2012.
• New 2 year Bank of England tracker rates. Our lowest tracker rate is now 2.39% (BoE+1.89%) to 28/02/2012.
• New LTV tiers of 65% & 80%. We now offer tiers of 65%, 75%, 80%, 85% LTV.
• Product end dates now 28th February.
• Choice of fees; no fee, £995 fee, £1995 fee.
• Choice of incentives; free valuation and £250 cashback for selected house purchase, refunded valuation and free legal service for selected remortgages
• New house purchase fixed rate with 1% cashback.

Cheltenham & Gloucester:

The BTL range has been revised. The main changes are:

• Rates amended.
• Product Fees amended.
• Revert rate is now BBR +4.24%.
• The end dates have been extended to May.

Islamic Bank:

• Launched a revised set of products including 2 fixed rates and 4 tracker rates

Manor Mortgages:

• Exclusive products launched for Clydesdale Bank.
• A revised range of exclusives have been launched for BM Solutions.
• The exclusive products have been withdrawn from Bath Building Society.
• A revised range of exclusives have been launched for Coventry BS / Godiva BTL.
• A revised range of exclusives have been launched for ITL Mortgages.
• The Light and Medium products have been withdrawn from MBS Lending.
• A revised range of exclusives have been launched for The Mortgage Works.

Mansfield :

• Decreased their BBR Tracker by 0.40% as of tomorrow now payable rate 2.49%

Saffron Building Society:

• The 5.89% fixed rate until 30/11/2012 is now available to intermediaries.

Scottish Widows:

• Effective from Monday 18 January 2010:
• LTV increasing to 90% on the Professional Mortgage
• LTV increasing to 85% on the Flexible Mortgage
• New 2 Year Fixed Rates
• New 2 Year Fixed expiry date 31 March 2012
• New 2 Year Base Rate Trackers
• New Base Rate Term Trackers

Direct Products

Clydesdale Bank:

• Two fixed rates at 75% LTV reduced by 0.30%.
• 2 year Offset product at 75% LTV reduced by 0.20%.
• End dates extended from March to April.
• Two fixed rates at 70% LTV withdrawn.

Halifax:

• Launched 2 new 18 month Direct Only Tracker products.
• Tracker plus 2.39% (2.89%) & Tracker plus 1.99% (2.49%) at 60% LTV and 75% LTV

HSBC:

• 5 Year Fixed Special Purchase Remortgage. Rate reduced to 4.73%
• Lifetime Tracker +1.99% Mortgage Special Purchase Remortgage. Rate reduced 2.49%

Lloyds TSB Scotland:

• A new revised range of products has been launched for Lloyds TSB Scotland.

Loughborough Building Society:

• The Society has today launched two new products:
• 2 year 1.50 discount of SVR
• BTL Fixed 3 years 5.99%

Manor Mortgages:

• Two exclusive products launched for Church House Trust.

Yorkshire Bank:

• Two fixed rates at 75% LTV reduced by 0.30%.
• 2 year Offset product at 75% LTV reduced by 0.20%.
• End dates extended from March to April.
• Two fixed rates at 70% LTV withdrawn.