Intermediary Products

Abbey:

• All fixed end dates rolled on one month

Alliance and Leicester:

• All fixed end dates rolled on one month

IGroup:

• Have reduced their revert rates as well as their initial rates. They will no longer lend in NI

Ipswitch Building Society:

• New 2 Year Fixed 3.99% @ 80%LTV

ITL Mortgages:

• Launched a new 2 Year 4.19% (1.80%) Discount product

The Nottingham:

• Maximum LTV changed from 65% to 70%
• Maximum loan changed from £150k to £200k (Maximum Portfolio up to 10properties up to a combined value of £1.5m)
• Rental calculation changes from 125% of BBR + 6.00% to BBR + 5.00

Melton Mowbray:

• Has launched a new 3.25% 2 Year Fixed product

RBS Natwest:

• Purchase 2 year 70% fixed rate reduced to 3.55% from 3.69%
• Remortgage 75% fixed rate at 4.39% reduced to 3.65% and LTV lowered to 70% and fee increased to £999
• New B2L 2 year 70% tracker rate at 4.99% launched

• New 3 year 90% fixed rate at 6.59% launched
• New 2 year 90% tracker rate at 5.69% launched

Direct Products

Abbey:

• All fixed end dates rolled on one month

Alliance and Leicester:

• All fixed end dates rolled on one month

Barnsley Building Society:

• End dates extended to 31st March
• Interest Rates reduced by up to 0.60% for fixed rates
• Trackers increased by 0.05%
• All product fees removed - there are now no product fee’s on any product
• 1% cash back products withdrawn
• 10 year fixed rates withdrawn

Earl Shilton Building Society:

• Has launched a new 2.5% Discount off the SVR for 30 months product

Halifax:

• For Homemover/First Time Buyers: 3.54% (Halifax Rewards Current Account Customers) & 3.84% (Non-Halifax Rewards Customers)
• For Remortgages: 3.74% (Halifax Rewards Current Account Customers) & 3.94% (Non-Halifax Rewards Customers)

Lloyds TSB Scotland:

• End dates extended to May
• Completion Deadline dates extended on fixed rate products
• 3 year stepped fixed rates withdrawn (purchase and remortgage).
• Various fixed rates decreased by between 0.10% and 0.30% (purchase and remortgage)
• 2 year fixed rate launched at 85% LTV (Remortgage Only)

RBS Natwest:

• All end dates have been moved back to the 31st May
• Offset LTV has been increased from 75% to 80%
• Several 2 year fixed rates lowered by 0.20%
• First time buyer maximum loan size moved to 300k from 150k (packaged account products withdrawn - only core range remains)
• New 80% BRT launched (purchase and remortgage)